Economic Stability and Social Mobility Economic Security and Social Mobility
Stable employment, livable wages, food security, ability to afford basic needs, wealth accumulation, and prosperity

Impact 2: Higher Levels of Self-Sufficiency

Unbanked & Underbanked Households
Indicator

Unbanked Households

Percentage of households with neither a checking nor savings account.
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Unbanked Households

3.0%
Percentage %
Compared to the prior value, Santa Cruz (3.0%) is less and better than the previously measured value (6.0%). Compared to the prior value, Santa Cruz (3.0%) is less and better than the previously measured value (6.0%).
(Compared to Prior Value)

County: Santa Cruz

Underbanked Households

Indicator

Underbanked Households

Percentage of households that have a checking and/or a savings account and have used non-bank money orders, non-bank check-cashing services, non-bank remittances, payday loans, rent-to-own services, pawn shops or refund anticipation loans (RALs) in the past 12 months.
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Underbanked Households

12.0%
Percentage %
Compared to the prior value, Santa Cruz (12.0%) is less and better than the previously measured value (16.0%). Compared to the prior value, Santa Cruz (12.0%) is less and better than the previously measured value (16.0%).
(Compared to Prior Value)
Over time, the Santa Cruz value is decreasing, not significantly. Over time, the Santa Cruz value is decreasing, not significantly.
(Compared to Trend over Time)

County: Santa Cruz

 
Santa Cruz